GB/T 22119-2017 in English

National Standard of the People's Republic of China GB/T 22119-2017: In-depth Interpretation of Credit Service Institution Integrity Evaluation Business Specifications

Standard Formulation Background and Technical Evolution

GB/T 22119-2017 "Credit Service Integrity Evaluation Business Specifications" is a comprehensive revision of GB/T 22119-2008. With the rapid development of my country's credit service market, the original standard can no longer meet the market's demand for the standardization of integrity evaluation business. The key adjustments in this revision are:

• Terms and definitions: added the concept of "integrity evaluation", and revised the definition of "credit service agency"
• Business process: optimized the process of commissioned credit evaluation and proactive credit evaluation
• Basic principles: emphasize objectivity, fairness and security

Comparative analysis of standard frameworks

Interpretation and practical application of core terms

Implementation suggestions and precautions

1. Information security management: Credit service agencies need to establish a sound information security system to prevent data leakage and abuse. For example, encrypted storage technology can be used to protect sensitive information.
2. Avoidance of conflicts of interest: During the evaluation process, it must be ensured that the project team members have no direct interest relationship with the evaluated object to avoid subjective bias affecting the rating results.
3. Continuous tracking mechanism: It is recommended that credit service agencies regularly update the evaluation results to reflect the latest credit status of the enterprise. For example, a dynamic assessment can be conducted every quarter.