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housing provident fund withdrawal business housing provident fund withdrawal business activities relevant housing provident fund withdrawal standards housing provident fund loan housing provident fund management standardization t-type tcu iuds operator training scopethis standard short-wave communication jamming
GB/T 51353-2019 in English

GB/T 51353-2019 in English

VALID

Standard for withdrawal of housing provident fund

  • Issued on:2019-02-13
  • Implemented on:2019-08-01
  • File Format:PDF
  • Delivery:Via email within 1~3 business days
Price(USD): $280.00
$272.00
Standard No: GB/T 51353-2019
Document status: VALID
Title in English: Standard for withdrawal of housing provident fund
Title in Chinese: 住房公积金提取业务标准
Language: English
File Format: Electronic (PDF)
Delivery: Via email within 1~3 business days
Issued on: 2019-02-13
Implemented on: 2019-08-01
Professional Classification: GB-National Standard
Related Keywords: housing provident fund withdrawal business
housing provident fund withdrawal business activities
relevant housing provident fund withdrawal standards
housing provident fund loan
housing provident fund management standardization
Related Topics: extract
product
provident fund
housing fund
housing
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Fire provident fund
extract
Remove volume
Volume of extraction liquid in drug standards
Standard area of sampling knife


Introduction

Interpretation of the Standardization of Housing Provident Fund Withdrawal Business

1. Background and Significance of Standardization

According to the Notice on Issuing the 201X Housing Provident Fund Management Standardization and Revision Plan issued by the Ministry of Housing and Urban-Rural Development, this standard aims to standardize the housing provident fund withdrawal business activities, improve service quality, and safeguard the legitimate rights and interests of employees who make contributions. The Chengdu Housing Provident Fund Management Center is responsible for the technical interpretation of the standard, and has widely solicited opinions from cities such as Shanghai, Chongqing, Guangzhou, and Wuhan.

Withdrawal Type Withdrawal Scope Amount Limit
Purchase of Self-occupied Housing Including newly built, re-traded, guaranteed, demolished and resettled housing and auctioned housing. The cumulative withdrawal amount shall not exceed the actual payment for the purchase of the house.
Repayment of housing loan Used to repay housing provident fund loan or commercial loan. The cumulative withdrawal amount shall not exceed the total principal and interest of the loan (excluding overdue penalty interest).
Renting self-occupied housing Including public rental housing and commercial housing. For public rental housing, the actual rent shall be withdrawn in full; the withdrawal amount for commercial housing shall not exceed the upper limit stipulated by the local authorities.

2. Comparative analysis of standard framework

Compared with relevant housing provident fund withdrawal standards at home and abroad, this standard has the following characteristics:

  • Using information technology to improve service efficiency.
  • Introducing risk control mechanism to ensure fund safety.
  • Clearly define the requirements for file management and ensure business traceability.

3. Implementation Suggestions

To ensure the effective implementation of the standard, the following suggestions are put forward:

  1. Informatization construction: Promote self-service and improve the efficiency of withdrawal business.
  2. Risk control: Strengthen information verification and prevent false materials and fraudulent withdrawal.
  3. Publicity and training: Strengthen policy publicity for employees who make deposits and conduct regular training for handling personnel.
  4. File management: Promote digital management and ensure the safety and integrity of withdrawal business files.

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