JR/T 0002-2016 in English
VALIDTechnical Specifications for Bank Card Automated Teller Machine (ATM) Terminals
- Issued on:2016-09-06
- Implemented on:2016-09-06
- File Format:PDF
- Delivery:Via email within 6 business days
$999.00
| Standard No: | JR/T 0002-2016 |
| Document status: | VALID |
| Title in English: | Technical Specifications for Bank Card Automated Teller Machine (ATM) Terminals |
| Title in Chinese: | 银行卡自动柜员机（ATM）终端技术规范 |
| Language: | English |
| File Format: | Electronic (PDF) |
| Delivery: | Via email within 6 business days |
| Issued on: | 2016-09-06 |
| Implemented on: | 2016-09-06 |
| ICS Classification: | 35.240.40-IT applications in banking |
| Chinese Classification: | A11-Finance and Insurance |
| Professional Classification: | JR-Finance |
| Related Keywords: | bank card automated teller machine
terminal specification》 《bank card automated teller machine version standard name 《bank card automated teller machine card number contactless card |
Introduction
Analysis of the key points of the standard revision
| Revision dimensions | 2009 version | 2016 version |
|---|---|---|
| Standard name | 《Bank Card Automated Teller Machine (ATM) Terminal Specification》 | 《Bank Card Automated Teller Machine (ATM) Terminal Technical Specification》 |
| Payment method | Only support magnetic stripe cards/contact IC cards | Add support for contactless IC cards and mobile payment devices |
| Security requirements | Basic encryption requirements | New requirements for IC card authentication elements, serial number recording, etc. |
Core hardware configuration requirements
Required modules:
- Support contactless card reader (field strength complies with JR/T 0025.8)
- Anti-peep password keyboard design
- Banknote serial number recording function
Typical configuration case: A certain brand of ATM uses a dual-interface card reader module, supports contact/contactless transactions, and integrates a hardware encryption module to implement PIN encryption.
Key Security Control Measures
| Security Level | Control Requirements | Implementation Points |
|---|---|---|
| Physical Security | Anti-tampering Machine Design | Sensor Deployment Triggering Self-destruction Mechanism |
| Data Security | JR/T 0120.3 Encryption Specification | Hardware Encryption Module Supports SM4 Algorithm |
| Transaction Security | IC Card Offline Authentication | Transaction Certificate (TC) Verification Mechanism |
Implementation suggestions
Mobile payment adaptation:It is recommended to add a mobile phone placement tray in the contactless card reading area to ensure the stability of NFC communication.
Exception handling:When electronic cash loading fails, you need to execute:
- Balance query (9F10)
- Transaction counter verification (9F36)
- Reversal transaction processing
Voucher printing:The first 4 digits of the check digit need to be hidden when displaying the card number (except for card swallowing and transfer scenarios).
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